However, once it fails, diesel-powered car parts can be more expensive to repair due to the parts unavailability and the labour costs involved. Larger cars and SUV is always preferred in diesel in used car market, because of mileage. Diesel cars in India produce lower CO2 emissions than petrol cars. Volkswagen Polo (Hatchback) 8. The value of diesel cars diminishes from 10% in the first year to 40% in the fourth year. 3 hours ago Petrol vs Diesel Car Differences: Which One is Better. On the other hand, Hector's 36 % for its arguably best powerplant option can only be explained by the lack of an AT transmission. With increasing purchasing power, people don't fret over the single-digit FE of a petrol. . Your email address wont be published, we promise! There are many differences between petrol and diesel cars. What Year Will diesel cars be banned? In comparison, an electric car costs just about Rs 0.5 to run a kilometre. Safest Cars in India with Highest NCAP Ratings 2022, Best Car Insurance Brokers-Companies in India 2022. Whereas petrol was at Rs. EMI Repayment Calculator. Passenger Cover in Four-Wheeler Insurance: Things To Know, Importance of Consumables Add-On Cover in Car Insurance Policy, Reasons for Purchasing a Long-Term Car Insurance Policy, Car Policy Premium Based on Your Driving Behavior Know in Detail, Rates of Car Insurance By Age and Gender in India, 2022. { When it comes to engines, the cost of cars with diesel engines are usually more as compared to cars with petrol engines. But if you are still confused about the choices, prefer OLX Autos as your trusted auto eCommerce platform. Airbags, anti-lock brakes, anti-crash structures, etc., are the must-have safety features your car should have. Honda City Thus, a diesel car will typically need fewer refuelling stops on a long journey, with the efficiency of its engine being roughly 20% higher than that of a petrol car. It depends on your driving. Ross Booth, global general manager for vehicle valuation website Redbook, said electric vehicles have traditionally lost more of their value than petrol vehicles. Petrol vs Diesel: Crucial Points to Consider: Prevalent Cost of Fuel in your Location: Fuel-efficiency: Money Spent on Maintaining the Car: The Resale Value of the Vehicle: Impact on the Environment: Frequently Asked Questions: Diesel and petrol have their pros and cons. Insurance is the subject matter of solicitation. Share your candid feedback. If you can spend more without derailing your monthly budget go for diesel cars. For instance, the showroom price between petrol and diesel variants can differ up to 1 to 1.5 lakhs for a car that costs less than Rs 10 lakhs. Does Your Driving Behavior Also Affect the Premium of Your Car Policy? Hyundai i20 (Sedan) 4. Despite this, engines are not created equal, and all require careful tuning to start correctly. Get it today! The availability of a proper automatic transmission (torque converter gearbox) has a significant impact on buying decisions for self-driven passenger vehicles; unfavourable for the Hyundai Venue, Honda City, Mahindra XUV 300, Tata Nexon, and MG Hector. Should You Buy Kia Seltos Petrol Or Diesel? Supports. A potential car buyer has a lot on their plate from availing the most attractive used car loan interest rates to choosing between diesel and petrol cars. Did you know that 4.4 million pre-owned cars were sold in 2020 as opposed to 2.8 million brand-new vehicles? ); The maintenance cost for both petrol and diesel cars is almost same. 6th July 2012, 17:14. How Telematics Solutions are Transforming Vehicle Insurance in India? So, coming back to whether a car insurance policy is influenced by the fuel type of a car, following are the two factors which primarily impact the car insurance premium. Contrarily, petrol cars produce comparatively less air-polluting elements. Car Tyre Calculator Diesel engines do not require a spark plug and therefore have a higher compression. . I would expect it to be 25-35%. So, based on your daily commuting, you can opt for a petrol operated car or diesel one. In the domestic car market in India, diesel cars have a higher resale value in comparison to the petrol variant. Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018. The government announced in 2020 that the sale of new petrol and diesel cars will be banned by 2030, along with most hybrid cars that use existing technology. As a result, diesel cars deliver much better mileage than used petrol vehicles. Can Finance a CarAffect Your Car Insurance Premium in India? Better fuel economy. There was a time when cars used to run primarily on petrol, while diesel vehicles were limited to trucks, buses and other commercial vehicles. When you purchase a used diesel vehicle, the cost of the car and its parts will be more expensive than a used petrol car. There are several Misconceptions About Voluntary Deductibles in Car Insurance Policy. Maintenance Compared to petrol used cars, the diesel engines are sturdier and often function smoothly in the long run. 10 Best Used Cars to Buy Under 5 Lakhs in 2021. The difference can be quite large: It's not unusual for a diesel engine to have an official average mpg figure . Can You Claim Car Insurance with a Temporary Registration Number? Found this post informational? Diesel percentages of Nexon, i20, Altroz, WR-V & Venue show how diesel small cars are more or less finished. That usually translates to better mileage in contrast to what you would see with a petrol-engine vehicle. Due to the considerable torque produced by diesel engines, full-size SUVs are only available with them. Diesel becomes the preferred choice when petrol drivetrains value proposition is weak Hyundai-KIA, Toyota & Jeep Compass. However, diesel used cars depreciate slower somewhat justifying the extra expenses. Have you ever considered a situation when the passengers of a four wheeler may suffer injury due to an accident. PayBima Team EMI Calculator. The above example is only indicative of the difference in pricing. If mileage tops your list, a used diesel car may fit the bill. Because no set air-fuel ratio is required, it performs better at high altitudes. I also thought the Compass shows an interesting trend of 43 % owning the petrol version, which is way more than the popular perception. 2. However, while petrol cars give many people an unmatched feel and performance, diesel cars are fuel-efficient and high on mileage. } However, nowadays, premium diesel vehicles deliver refinement performance as excellent as petrol cars. As such, having car insurance is mandatory for every car owner in India. The Noise, Vibration, and Harshness (NVH) levels are comparatively higher for diesel cars. The poll would then appear in the post. In budget petrol cars, vehicle refinement outscores its diesel counterpart. However, there has been a decrease in the demand for diesel cars because of new emission norms. However, this does not mean that all old cars are bad. Thereby, it affects its premium price because the higher the price of a vehicle the higher the premium you pay. Delhi: Over 50 lakh old vehicles de-registered in 2022, Hybrids vs diesels vs electric cars: Total cost of ownership compared, Top 10 best-selling cars in India - September 2022, Top 10 best-selling cars in India - August 2022, Tata & Mahindra seeing car sales like never before: Here's the data, Rheinmetall introduces curb chargers that blend into the landscape, Next-gen Ducati Scrambler revealed ahead of EICMA 2022. As a result, diesel-powered vehicles can be a wallet-friendly alternative for people who regularly drive long distances. What is the Difference Between 1st Party and 3rd Party Insurance? Petrol cars generally have lower purchase prices as they are more common and cheaper to run. 5% petrols for Innova vs 3% of Fortuner. Consequently, the insurance premium for used diesel cars can cost you 10% to 15% more than their petrol variants. Diesel-powered vehicles can be a pocket-friendly purchase for those who regularly travel long distances. What I find most interesting is how sales of the crossover champions = Creta & Seltos - are about half & half for petrol : diesel. The diesel skew in Alcazar is surprising. But, it can be expensive, so you will probably want to stick to used petrol car if you dont have to spend extra on maintenance. Resale value - Diesel cars have a higher resale value as compared to the petrol ones. How Does Car Financing Affect Your Car Insurance in India? I see a lot of petrol Innovas at least in NCR. Company car tax rate applied to diesel vehicles has also increased, from 3% to 4%. Consumables Add-On Cover in Car Insurance Policy - Why You Should Buy Them You would do anything to maintain the dream car that you purchased,. Emissions and environment: For instance, a showroom price difference of around 1 to 1.5 lakhs could justify the higher cost of a diesel variant. While the slightly better FE of a diesel engine remains (BS6 spoils that too), the fuel price being at par with petrol has changed the reference/preference of the buyer. While FASTag speeds your trip, you can enjoy the convenience of not having to, Selling a used car is an excellent way to make some money and free up space for the new vehicle you have been eyeing. Resale Value. The diesel is the better choice if you would do lots of road trips, highway usage or you cover more than 50km a day since it is more efficient. Plus, there is no large price difference between the turbo-petrol DCT & Diesel ATs. Used Petrol Car vs Diesel Car: How to Choose? Fortuner, no surprises there, Delhi-NCR 10-year ban notwithstanding. Petrol vs Diesel Car Price: Since the last year, the prices of diesel and petrol have seen a big hike in India. Car Maintenance Cost: Diesel was less refined sometimes back. This is one of the primary reasons for the higher demand for petrol automatic cars. Purchase Price of Diesel Vs. However, they have fewer parts that need frequent maintenance. 89.50 in Mumbai | Do CNG cars make sense anymore? Save my name, email, and website in this browser for the next time I comment. Its like that - the logic for taking diesel cars in India in hatch or sedan segment is on saving on fuel cost So - the running is generally higher in Diesel cars vis a vis against Petrol cars If a 4 yr old car, in Petrol runs 40,000 kms and in diesel runs 65,000 kms then its obvious that the value depreciates more of diesel against Petrol car . Car Insurance When deciding on pre-owned cars, it is crucial to consider your personal needs. In this regard, a car insurance premium calculator will help you in finding the right policy for your vehicle. Simple Steps to Close Fastag account of Used Car, How to Sell Used Car Online in India: Step-by-Step Guide, 10 Reasons Why Your First Car Should Be a Second Hand, Best Second Hand Cars You Can Buy in 2022, 10 Things to Check Before Buying a Used Car in India, Why Buying a Second Hand Car in India is a Good Idea, How to Inspect a Used Car: Basic Inspection Checklist, Simple Steps to Get Fastag for Second Hand Car, How to Buy Second Hand Car in India: A Complete Guide, Check These Important Car Maintenance Tips Every Car Owner Should Know. Ford Ecosport (SUV) FAQs New Car or Used Car: Which One You Should Buy? To know more about our pre-owned car loans, get in touch with us today! callback: cb Is there a passenger cover. So, pick the vehicle that comes with top safety features. It will now take over 4 years to cover the higher cost of a diesel car vis a vis petrol car; . Here's what GTO had to say about the matter: These are the kind of stats that industry followers like us thrive on! Copyright 2022 Mahindra Insurance Brokers. Some of these points are mentioned below: To safeguard your car from damage it is important to look for the best car insurance plan. Do Age and Gender Affect Rates of Car Insurance in India, 2022? } There are no replies made for this post yet. The vehicles resale value gives you a good indication of how much the cars were worth when they were new. Keep yourself tuned in to the Indian automotive scene via Twitter, Youtube or RSS feeds. listeners: [], Car insurance is an important document without which you cannot think of driving. The difference between ex-showroom prices of petrol and diesel variants is roughly 1 lakh but at the same time, Diesel cars last longer and depreciate slower which makes them a preferred choice for long-distance commuters. CNG at Rs. The difference between the power of petrol and diesel cars is that diesel engines have higher power and lower torque. 5) Resale Value: The vehicle's resale value gives you a good indication of how much the cars were worth when they were new. Yes, there would be a loss in resale value, so a petrol car is worth for people who want to keep the car for a long time while the usage is less, say around 12K kms/year at maximum. Toyota Innova (MPV) 5. The Scorpio didn't get a petrol option till the launch of the Scorpio-N. Even though petrol-powered engines offer extended durability, used diesel cars possess a higher resale value. For instance, the showroom price between petrol and diesel variants can differ up to 1 to 1.5 lakhs for a car that costs less than Rs 10 lakhs. The resale value of diesel cars is quite higher than . While zeroing in on the perfect pre-owned four-wheeler, customers are often riddled with questions. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services. Another disadvantage of diesel-powered engines is their relatively short lifespan compared to petrol-powered cars. In spite of the fact that petrol . How Maruti predicted this trend is just remarkable. What is the difference in resale price of Petrol Car Vs Diesel Car. forms: { Thus, it is important to keep renewing your car insurance online every year so that the policy remains active and you keep receiving the benefits of the plan along with other features. People who drive fewer thousand in a year, have realised they won't save much going with the heavy dirty fuel. This results in higher IDV or Insured Declared Value of diesel cars. In terms of pure mile-per-gallon economy, diesel wins almost every time. You can visit PayBima to Buy Insurance Online. Goodbye, budget diesels. Whether diesel or used petrol car, it should be in good working condition. window.mc4wp.listeners.push( Consumers want 'latest and greatest' Over the past seven years, battery costs have fallen by about 80 per cent from $1,000 per kilowatt hour (kWh) to around $200/kWh. Based on, Pollution. Yes, most of them do because the premium of a car insurance policy offered by different insurers varies as per the fuel type of a car along with numerous other features. In 2017, the diesel price was Rs. Didn't realize the split is so close. Car purchases are rising due to the better deals in the second hand car market. All of this is now feasible, Getting apart from the deceased person's things is painful because of fond memories. At this point, you may have realised that Maruti is amongst the car brands with high resale value in India. BHPian pqr recently shared this with other enthusiasts. With time and need things evolve and thus automobile manufacturers started producing diesel cars, which became equally popular as petrol variants. . Now the comparison between the two: The diesel engine of Creta which is 1.6 crdi is more responsive than it's petrol counterpart (petrol is al. This statement concludes that a petrol engine can generate better initial pick-up. Toyota Innova Hycross: First undisguised images leaked! Price drop in the resale market - According to the global market situation, the gasoline engine has a short engine life, so the price of the resale value of used cars may drop. Vandalism is an act of deliberate destruction or damage of property, including vehicles both private and public. For example, a diesel vehicle efficiently manages large distances in urban settings. 90,000 over the petrol variant. Auto maintenance should be a regular routine. There is not a massive difference in cost too at Rs 19.19 lakh for the AX7 petrol AT and Rs 19.79 lakh for the AX7 diesel AT. But do you know if the fuel type of your car also influences your car insurance policy? As a fuel, diesel offers higher energy ratings than petrol, which means you use more petrol to achieve a certain amount of power than you would with diesel. And the turbo petrols are smooth fun too. So, this blog will detail some standout differences between used petrol cars vs diesel cars below that help prospective buyers to make an informed decision: Diesel cars cost more than petrol-powered cars, but the used cars depreciate slower so they may be a better investment. Here's what BHPian fhdowntheline had to say about the matter: Hyundai Alcazar's numbers look pretty interesting. Fuel Efficiency: The mileage of a petrol operated car is more for short journeys, whereas diesel is considered better for long routes. The petrol vs. diesel decision is a particularly difficult one because there is no easy answer or perfect solution for everyone. Answer (1 of 3): Both are a really good option. 10. I am really surprised that petrol accounts for 2 out of every 3 MG Hectors sold. An added caveat includes low resale value as 10-year old diesel vehicles are banned in markets like . However, is vandalism covered by car insurance ?. The more fuel you use, the more power your engine will have. The maintenance cost is also high for these cars. Tata Motors EV production crosses the 50,000 unit mark, USA: MINI wants to teach people how to drive a manual. And, the vehicles price directly impacts the insurance expense. Of course, one reason will be that the old NA petrol itself is quite an average motor (unlike say, the modern turbo-petrols of other SUVs & crossovers). Performance If you drive more than 10k kms in a year, then definitely go for the diesel. Small The cars tend to have a slightly higher resale value. Diesel becomes the preferred choice when petrol drivetrain's value proposition is weak - Hyundai-KIA, Toyota & Jeep Compass. For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer. Well, allow us to point out some striking features and points of differences between a used diesel and petrol vehicle. I mean to ask do diesel car depreciates more quickly and loss of value against the same model of its Petrol version. Check out BHPian comments for more insights and information. Hence, it manages to recover the upfront cost in under 60,000km. The service cost of the petrol and diesel variants of the Tata Altroz for 4 years are detailed below: After 4 years, the total running cost in terms of servicing is Rs 28,289 for the petrol Tata Altroz and Rs 34,079 for its diesel counterpart. 2 hours ago Petrol vs Diesel Car Price: Since the last year, the prices of diesel and petrol have seen a big hike in India. Since these parts are not readily available, there can be hefty labor costs involved when repairing them. 74.00/- per litre. If you are thinking for short term then you must consider resale value factor also. When it comes to engines, the cost of cars with diesel engines are usually more as compared to cars with petrol engines. Consequently, a higher premium is also applied to your insurance plan. One may say heavier 7-seater, refined engine etc, but then the 7-seater Carens with the same engine doesn't have that skew, as does the Seltos and Creta. Maruti Suzuki Swift (Hatchback) 3. Not surprisingly, a Dzire can retain approximately 85% of its original value even after one year of ownership. Environmental . Hyundai, KIA, Mahindra, and Toyota have a strong dependence on diesel powertrains for the UV portfolio. The difference is 1-3 percent and it depends on the vehicle cost and the State from where the car is purchased. The Indian insurance sector is soon catching up with telematics solutions. Car Prices in Delhi Moreover, if you already possess a petrol or diesel car but want to upgrade your ride, you can list your car on our portal and sell it in a few clicks. With everything around us being driven by technology, why should insurance be any exception? However, while looking for your perfect pre-owned car, you need to decide what kind of performance and features you want in your ride. For your convenience, you can use a car insurance renewal premium calculator to calculate the insurance premium of your car at the time of renewal. The resale value of a used diesel car is higher than that of a petrol car. Petrol Vs Diesel: How Car Fuel Affects Your Car Insurance Premium? But consider that after say 5 years, the difference in the resale price could not be more than Rs.50,000- in our example above of the Maruti Swift Desire Diesel Vs Petrol. How To Start A Dealership Business In India & How To Become A Dealer? Like for like, diesel cars give you better mpg than petrol ones. Paying the extra now also means you'll get slightly more when you sell the car, because when we look at the resale value of petrol vs diesel cars, the perception has been created in the Australian market that diesels are worth more. The downsides of diesel cars: Cars that run on electricity are more expensive than cars that run on gasoline. This is why car makers often go as far as recommending city-bound short-hop drivers to choose a petrol car instead of diesel. Petrol variant has more pick-up than diesel.But the resale value of petrol is very low.Diesel has better resale value. Here's what BHPian achyutaghosh had to say about the matter: Here's what BHPian ashis89 had to say about the matter: Diesels were popular when the fuel was cheaper and delivered better FE. Also, as the expenses of repairing cars powered by diesel is more, the insurer charges a higher premium on your diesel-powered vehicles. So we know that diesel is more often the most fuel efficient, but what in real terms is the most cost-effective, petrol or diesel? Car Depreciation Rate Calculator in India Vehicle Depreciation Rate Per Year, India, 10 Best Car Insurance Company in India 2022 with Their Claim Settlement Ratio, Top 9 Seater Cars, 10 Seater Family Cars and SUVs in India to Buy in 2022, Guide to Collision Damage Waiver Car Insurance. 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